Our Team




Be a Preferred Home Buyer!

Buy a house for $0 down!

Sacramento, CA 95864

401 Watt Ave. Suite 5


Call (916) 456-1000



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-Apply for a purchase or refinance on our website by November 30, and get a $1000 credit toward closing costs, or choose to make a donation of that amount to the charity of your choice!


Black Friday Mortgage Offer!

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California Capital Mortgage is proud to have participated with the American Heart and Stroke Association to build healthier communities. Click below to find out more and support our Heart Walk efforts!

Want The Best Refinance Loan Solution Possible?

American Heart and Stroke Association

-Click the link to find out what special programs you qualify for.

-We have 7 different programs designed to fit your needs

-There is something for almost everyone!


    Buy a home for $0 Down!  

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-Buy a fixer upper and get up to $50,000 for home improvements with $0 down.

-Get a JUMBO VA loan with a loan amount of up to $2 million, or more!

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     Attention Veterans!        


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Be a Preferred Home Buyer!

-We offer a fully underwritten up-front approval system

-Make YOUR offer stand out to sellers with faster closings, and better excecutions from your excellent local lender.


We just turned 10! Jan 2, 2008 was the day of incorporation, and the birth of this company from my home office using an old dell computer from college! We have come a long ways and funded thousands of loans in this 10 years. We still even have the sign from our first office with Ken Perry on 24th street and we have now been at Watt and Fair Oaks for 7 years. I’m thankful to all of our loyal customers, agents, business affiliates, and employees that have been there to help us along the way! We appreciate each of you!! Looking forward to another 10, and then another 10! We will be hosting a party in April to show our gratitude for all of our clients and business associates, so please watch for further announcements!

Gary Prudler


Current Mortgage Customers

-Common Doc. Library

-Loan Status Request

Real Estate Partners

Our Staff is Available & Proactive to the Needs of Builders & Buyers

Upload Files to  your Loan Officer

Securely upload PDFs’, Images’, and other file types to your loan officer


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Cal⁠⁠ifornia Capital Service Area

Founded in 2008, California Capital Mortgage Company has one of the most adept teams in the business with over 100 years of combined experience; providing the best in home loan customer service. Our team is dedicated and we love what we do.

We provide quick & easy mortgage consultation to home buyers and licensed in the following states…


North Dakota



Have questions like these?

Buying a home may be easier than you think. Click here to get answers to some of the most common questions we receive

Get Answers Here

I truly appreciated that Wendy and Ralph fully disclosed every aspect of the process, delivered each and every thing they stated they would deliver, did all things in a timely manner, and were fair and reasonable in working with me. Thank you.” 

 – B.D. (Orangevale, CA)

Gary always deals straight with the Realtors, never any drama. He is always upfront with any conditions or time restraints. Melanie always puts it together nicely in funding. We almost always look like heroes with Melanie getting it done smoothly at the end.”

 – Anonymous


The best experience I’ve ever had. I highly recommend to give these guys a try…”

– A.F.